Are you making the right choices
with the money in your 401k?

Sign Up

Are you making the right choices
with the money in your 401k?

Sign Up
Math based models to guide you in and out of the stock market. Active401k® monitors and advises on your account and when necessary – you take action.
Math based models to guide you in and out of the stock market. Active401k® monitors and advises on your account and when necessary – you take action.
How Can This Service Help You

Many of our clients are invested in their employer’s 401(k) plan. In the past, it has been very difficult to provide timely information and suggestions for these types of accounts, because each one is unique.

We’re excited to say that Active401(k)™ changes that! We believe this new system can help meet a serious challenge for the average investor – how to make informed choices within the limits of their employer’s plan.

A Truly Active Portfolio

Unlike ‘robo’ investment services, Active401k® does much more than simply rebalance your portfolio. When the risk of loss is high, your stock market holdings are reduced to minimal percentages, depending on the strategy that fits your risk tolerance.

Pricing Structure

Monthly

$29monthly

Annually

$300yearly

Quarterly

$79quarterly
Keep on top of your retirement savings with four easy steps.
Keep on top of your retirement savings with four easy steps.

Step 1

Tell Us About Your Plan

We have a database of thousands of different retirement plans that we already monitor on a weekly basis. Simply select your plan and give us a few details.

If your plan is not in our database, we just need a little additional information from you to complete the process.

Step 1

Tell Us About Your Plan

We have a database of thousands of different retirement plans that we already monitor on a weekly basis. Simply select your plan and give us a few details.

If your plan is not in our database, we just need a little additional information from you to complete the process.

Step 2

Determine Your Risk Level
Fill out a brief risk survey so that we can recommend a portfolio that personally meets your specific needs and desires.

Step 2

Determine Your Risk Level
Fill out a brief risk survey so that we can recommend a portfolio that personally meets your specific needs and desires.

Step 3

Follow Our Lead

If your company plan is among those that we are currently monitoring, you’ll immediately see the current suggested allocation based on your specific needs.

Then simply log in to your retirement plan website to make the changes – you always stay in control.

Step 3

Follow Our Lead

If your company plan is among those that we are currently monitoring, you’ll immediately see the current suggested allocation based on your specific needs.

Then simply log in to your retirement plan website to make the changes – you always stay in control.

Step 4

Stay On Top of Things

We actively monitor changes in the markets. If a change is in order, we will immediately notify you via e-mail (or text message if that’s your thing).

Then simply log in to your retirement plan website to make the changes – you always stay in control.

Step 4

Stay On Top of Things

We actively monitor changes in the markets. If a change is in order, we will immediately notify you via e-mail (or text message if that’s your thing).

Then simply log in to your retirement plan website to make the changes – you always stay in control.

We use decades-old risk tolerance methods to provide a starting point for you to better understand your own risk profile. Through a brief survey, we are able to accurately assess how much risk you are willing to take in the markets as well as how much return you’re looking to receive on your investments.
No. We never take custody of any of your funds. We simply provide solid advice as to where to invest it. We give you the suggested allocation and then you simply login to your custodians web portal and make the changes we suggest.
Our model portfolios use active strategies that constantly monitor the momentum and direction of stock and bond markets. While we also actively monitor the individual investment options inside of your retirement plan, we make recommendations for reallocation every calendar quarter. When there is a high probability of a downturn in the market over the coming quarter, we move to the minimum prescribed stock allocation for that quarter. When the probability for gains is indicated, we prescribe maximum stock allocation based on the risk portfolio that you select.
When it comes down to deciding which of your investment options to suggest, we always recommend the investment options that are currently showing the most sustainable momentum compared to the others. It’s simply a mathematical interpretation of ‘which of the options is currently offering the most potential for gain’.
You cannot make changes to our model portfolios. You can change your profile with Active401k™ to move to a more risky or less risky portfolio allocation. And of course, because you are in control of making the changes to your retirement account allocation (we just provide the information component) you can always choose to take more or less risk on your own.
Advisory services offered through Q3 Advisors, LLC an SEC registered investment advisor on a non-discretionary basis.
Compass Capital Management, Active401k and Q3 Advisors are separate entities.
Get Started
Contact Us
Contact Us

Contact us today.
We would love the opportunity to be your trusted advisor.

Contact us today.
We would love the opportunity to be your trusted advisor.